Insurance for Individuals

Owner-Occupied Dwelling Insurance

Dwelling coverage for homes you live in yourself.

Some homes need a different approach than a standard homeowners policy. Owner-occupied dwelling coverage is built for homeowners who live in the property.

What it can cover

  • Coverage for the structure of your home
  • Coverage for other structures on the property
  • Options for personal property and liability
  • Flexible choices for older or unique homes

Who it is for

  • Owners of older or hard-to-place homes
  • Homeowners who need an alternative to a standard policy
  • Buyers purchasing a home that is not eligible for standard coverage

Coverage and eligibility vary by carrier and property, so a review of the home is important.

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Related Coverage

Insurance services are provided by appropriately licensed professionals through Clearview Insurance and are subject to eligibility, underwriting, carrier terms, and policy availability. Coverage is not bound until confirmed in writing.