Insurance for Individuals
Home Insurance
Protection for your house, your belongings, and your liability.
Your home is likely your largest investment. Homeowners insurance helps cover repairs, replacement, and legal exposure if something goes wrong.
What it can cover
- Dwelling coverage for the structure of your home
- Other structures such as garages, sheds, and fences
- Personal property coverage for furniture, electronics, and clothing
- Loss of use if you cannot live in your home after a covered loss
- Personal liability if someone is hurt on your property
- Optional endorsements for water backup, high-value items, and more
Who it is for
- New homebuyers who need coverage before closing
- Current homeowners reviewing limits or price
- Buyers working with a real estate or mortgage partner
Standard homeowners policies generally do not cover flood. Ask about separate flood coverage if your home may be at risk.
Related Coverage
Insurance services are provided by appropriately licensed professionals through Clearview Insurance and are subject to eligibility, underwriting, carrier terms, and policy availability. Coverage is not bound until confirmed in writing.