Insurance for Individuals
Co-Op Insurance
Coverage for shareholders of cooperative housing.
In a cooperative, you own shares in the corporation that owns the building rather than owning your unit outright. Co-op insurance is designed around that structure.
What it can cover
- Coverage for your belongings and personal property
- Interior improvements and alterations you have made
- Personal liability protection
- Loss assessment coverage for certain building-wide costs
- Additional living expenses after a covered loss
Who it is for
- Co-op shareholders
- Buyers moving into cooperative housing
- Residents whose co-op board requires proof of coverage
Co-op boards often set minimum coverage requirements, so it helps to review them before you choose a policy.
Related Coverage
Insurance services are provided by appropriately licensed professionals through Clearview Insurance and are subject to eligibility, underwriting, carrier terms, and policy availability. Coverage is not bound until confirmed in writing.