Insurance for Individuals
Flood Insurance
Coverage for flood damage that home policies generally leave out.
Floods can happen almost anywhere, from spring snowmelt to heavy storms. Standard homeowners policies generally exclude flood, so separate coverage is worth a look.
What it can cover
- Coverage for the structure of your home
- Coverage for personal belongings, with options available
- Protection for properties in and out of mapped flood zones
- Options through the National Flood Insurance Program and private carriers where available
Who it is for
- Homeowners near rivers, lakes, or low-lying areas
- Buyers whose lender requires flood coverage
- Anyone who wants protection beyond a standard policy
Flood policies often have a waiting period before they take effect, so it is best to review coverage before the risk is close.
Related Coverage
Insurance services are provided by appropriately licensed professionals through Clearview Insurance and are subject to eligibility, underwriting, carrier terms, and policy availability. Coverage is not bound until confirmed in writing.